Year-End Financial Checkup
Is your financial plan still working for you?
Life changes. Priorities change. Your financial plan should be reviewed along the way. As year-end approaches, it can be a useful time to take stock of where you stand and identify financial decisions that may deserve attention before the new year.
Before the year ends
Three questions worth revisiting
A year-end review does not have to mean changing everything. Sometimes it simply means making sure the pieces of your financial life still fit together.
Is your retirement strategy still on track?
Whether retirement is several years away or already here, we can help review how your savings, investments, income needs and long-term goals fit together.
Are old 401(k)s or IRAs still scattered?
Accounts from former employers and multiple providers can make your financial picture harder to manage. We can help you review your options and whether consolidation may make sense for your situation.
Are there tax, giving or estate decisions to revisit?
Financial planning often overlaps with tax, charitable and estate considerations. We can help identify planning questions and coordinate with your CPA, attorney and other professionals as appropriate.
A broader financial review
Take a fresh look at your financial picture
Your financial life is made up of more than one account or one decision. A coordinated review can help you understand how the different pieces are working together.
Financial Planning
Review the goals, priorities and decisions that shape your broader financial plan.
Investment Management
Consider whether your portfolio still aligns with your objectives, time horizon and comfort with risk.
Retirement Income Planning
Review how savings and other income sources may work together to support your retirement needs.
Account Organization
Evaluate old retirement accounts, IRAs and other holdings to determine whether your current structure still makes sense.
Business Owner Planning
Consider how business decisions, retirement plans and personal financial goals intersect.
Major Life Changes
Revisit your plan after an inheritance, job change, retirement, divorce, loss of a spouse or another meaningful transition.
Coordinated planning
Financial decisions rarely happen in isolation.
Retirement, investment, tax and estate considerations can overlap. Our role is to help you look at the broader financial picture and, when appropriate, coordinate with the other professionals involved in your plan.
Here in Bedford
A conversation can be a good place to start.
If something in your financial life has changed, or you simply have not reviewed the full picture in a while, we welcome the opportunity to learn more about what is on your mind.
Take a fresh look
Is your financial plan still working for you?
Request a complimentary introductory meeting to talk through what has changed, what is ahead and whether Sweeney Financial Advisors may be able to help.